credit solutions

having a good credit score is a key in determining the interest rates you pay for mortgages, auto loans, credit cards, and many more. Your credit reports will determine those scores. We will leverage your consumer right and with our experience, we’ll engage with your individual creditors, and credit bureaus to work in your behalf to help ensure that your credit reports are fair and accurate.

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Bold Solutions

Financial Freedom!

Finding the facts about the credit industry and how to repair your credit can take a long time and could be a daunting task. Take action on your credit reports, and start saving hundreds of dollars in high interest payments. Every customer is given a Smart credit account for FREE with our service. Giving you the power to monitor your credit score in real time. With our four step process fixing your credit reports couldn’t be any easier. 

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OUR process

Having a 750 and higher credit score can give you powerful control over your financial position and the freedom of choice when making significant decision and purchases, and we know you want just that! Allow us to help you have the financial stability you being fighting for.

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Complete our simple online enrollment form and provide us with the necessary identity verification documents.

A list of verification document options will be emailed to you after enrollment and can be submitted by mail, fax or uploaded through your online account.

The sooner we receive these documents, the quicker we can begin your process!


Your credit reports will be thoroughly evaluated. Accounts that are harming your credit will be identified and included on dispute letters for each credit bureau.

These letters will be sent to you by mail, or for the quickest results, can be downloaded and printed through your account.



Once you’ve received your dispute letters, please review and contact us if you would like to make any modifications.

If the letters meet your approval, simply sign the documents and they are ready to be mailed out to the credit bureaus.

We’ll provide you with quick instructions and all necessary information needed to complete the process.


You will receive updated reports from the bureaus on a continuous basis. For the best results, forward each updated report to us so that we can track which items were removed successfully and to look for possible new derogatory information.

We can then update your online account and will automatically send revised dispute letters to you every sixty days until your service expires.


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1528 North Woodland Park Blvd Suite 100

Layton, UT 84041

(801) 643-0233

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