Veritas Funding believes EVERYONE deserves opportunities for housing, financial stability and wealth creation.
Veritas Funding is a leading direct mortgage lender providing our customers excellent service and access to a wide array of mortgage products and solutions.
We have taken things a bit further, since our inception in 2004, Veritas team members have operated with integrity, honestly, honesty and a practice of quality, fair and responsible lendin. “Veritas” is the Latin word for “truth.”
FINANCE YOUR DREAM HOME IN WASATCH FRONT
Veritas is the mortgage lender Utah families trust for their home financing needs.
If you’re considering buying your first home, you may not know where or how to get started. You may have done your own homework and research already. Either way, you probably have realize that one of the things you most needs in the process of buying a home is a trusted partner who can help you make good decisions and will watch out for your financial interest. Contact us and we’ll be happy to consult with you at no cost and with no obligation.
Pam Cordon Branch Manager
NMLS#168940 – Branch NMLS#997598
1528 North Woodland Park Blvd Suite 100
Layton UT 84041 email@example.com
Cell: (801) 643-0233 Work: (385) 515-4446
Understand your Case
Your financial success is important to us. Therefore our first step with you will be to thoroughly understand your objectives for obtaining home financing. Our experienced team will review your goals with you to help you make a good decision in your best interest. We’ll help you determine which loan program and structure are right for you, including monthly payments, down payment, and purchase price.
Apply for a Loan
Together with your Loan Office, you choose the best loan program. Then, we will begin gathering the information necessary to ultimately approve your loan. Our staff will walk you through the formal loan application and completion of all required loan disclosures. While industry documentation requirements can be extensive, we will make the process as simple as possible for you
Processing your Loan
Our Loan Officer are supported by one of the most experienced and effective processing and support staff in the industry. You will work closely with your loan team to build your file and prepare for underwriting. Your loan team will give you and initial list of documentation needed from you. Depending on your situation, subsequent additional documentation may be required of you throughout the loan process.
Underwriting your Loan
Our in-house underwriting team is fast and accurate. They’ll provide you with industry leading turn time in receiving your loan decision. Your underwriter will review the information you’ve provide regarding your credit, employment, income, assets, and other required documentation. They will also review information your subject property. Items they take into consideration include the property’s appraised value, clear title, inspections, insurance coverage, and certifications.
Clear to Close
When your underwriter issues a final approval of your loan file, you are “clear to close”. At this stage, our expert closing team works efficiently with the title company to prepare all of the documents you will be required to sign at closing and to expedite the funding of your loan. Prior to closing your loan, your closer will send you your Closing Disclosure which details how much money you’ll need to bring to closing.
Close your Loan
Your loan closing should be seamless, smooth, and on-time. Our entire staff works in harmony to get you into your new home as quickly and efficiently as possible. This is a time for celebration!
Rulon / Pleased & Peaceful Homeowner
People seem to always talk about how bad things are and how when you buy a home the company makes you jump through a bunch of hoops even if you don’t know why you have to do it. However, with the Team at Veritas Funding, they will jump through the hoops with you and for you, from you Loan Officer to the President of the company!
Edward / First-Time Buyer
Overall a very positive and professional experience. I was dreading the idea of purchasing a home, but Veritas exceeded my expectations and accommodated every need I had. The manner in which the loan and financing was handled made buying my home a great experience!
Geri / Conventional Purchase
A lot easier than what I have been through in the past. You guys have it together. There was always somebody there to take my calls and to call me back!
Kenneth / Cash-Out Refinance
Easy! This was by far the smoothest and most comfortable process we have experienced. We will be sure to be a return customer. Thanks!
1528 North Woodland Park Blvd Suite 100
Layton, UT 84041